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Using the Hybrid Model for credit Scoring (Case Study: credit Clients of Microloans, Bank RefahKargaran of Zanjan, Iran)

کلیدواژه: Credit scoring,Clustering,Data mining,UTADIS

نویسندگان: NAZARI ABDOLLAH, MEHREGAN MOHAMMADREZA, TEHRANI REZA

ناشر: مجله مهندسی صنایع - JOURNAL OF OPTIMIZATION IN INDUSTRIAL ENGINEERING (JOURNAL OF INDUSTRIAL ENGINEERING)

In any country, commercial banks lay the groundwork for economic growth by collecting national resources and capitals and allocating them to different economic sectors. Optimal allocation of resources is especially important in achieving this goal. Banks with an effective and dynamic system of custo... ادامه

سال:2019

لینک به محتوا با زبان هدف

نوع سند: Article

5 دانلود

11 بازدید

مشاهده/دانلود

Local Agricultural financing and Islamic banks: is Qard-al-Hassan a possible solution?

کلیدواژه: Agriculture ؛ Crop and non-crop ؛ farmers ؛ Islamic financial institutions ؛ Qard al-hasan ؛ Shari'ah

نویسندگان: saqib, Lutfullah ؛ Zafar, Mueen Aizaz ؛ Khan, Khurram ؛ Roberts, Kellie W. ؛ Zafar, Aliya Mueen

ناشر: Emerald Group Publishing Limited

Purpose – This paper aims to study Qard-al-Hasan (QH) (good loan) from the stand point of its possible application to Agricultural farming with a view to augmenting the sources of Riba (interest)-free Agricultural financing for Muslim farmers of Islamic countries like Pakistan. Design/methodology/ap... ادامه

سال:2015

لینک به محتوا با زبان هدف

نوع سند: Article

150 دانلود

186 بازدید

مشاهده/دانلود

Real Earnings Management, Corporate Governance Quality and credit Rating

کلیدواژه: Credit rating,Corporate governance Quality,Real earnings management

نویسندگان: Mohammadi Khanghah Golshan, Piry Parviz, MANSOURFAR GHOLAMREZA

ناشر: بررسیهای حسابداری و حسابرسی - THE IRANIAN ACCOUNTING AND AUDITING REVIEW

Objective: Nowadays Owners uses corporate governance mechanisms to reduce the opportunistic behavior of managers and decrease credit rating level. Accordingly, the purpose of this article is to review the effect of real earnings management on the relationship between corporate governance quality and... ادامه

سال:2020

لینک به محتوا با زبان هدف

نوع سند: Article

0 دانلود

14 بازدید

مشاهده/دانلود

Management of Information Asymmetry in credit Transactions by the Seller Through credit Insurance and the way of Managing this Risk by the Insurer

کلیدواژه: Adverse Selection / Commercial Credit Insurance / Information Asymmetry / Moral Hazard / Risk Management

نویسندگان: Amini Mansor, Jafari Diba

ناشر: بررسی های بازرگانی - COMMERCIAL SURVEYS

Nowadays, most of the transactions are concluded in credit terms that impose the risk of non-receipt of credit on the seller. The risk may be due to two categories of commercial and political risks such as inability, unwillingness or bankruptcy of the customer. Although the information asymmetry may... ادامه

سال:2023

لینک به محتوا با زبان هدف

نوع سند: Article

5 دانلود

14 بازدید

مشاهده/دانلود

The Role of Agricultural Cooperatives in the Alleviation of Rural Poverty in Ilam Province

کلیدواژه: Agricultural Cooperatives,Cooperatives’ ؛ Services,Rural Poverty,Ilam Province

نویسندگان: ESHRAGHI SAMANI R., Fatahi S., CHAHARSOGHI AMIN H.

ناشر: تعاون و کشاورزی (تعاون) - CO - OPERATION AND AGRICULTURE (TAAVON)

The present study was carried out to examine the role of Agricultural cooperatives in the alleviation of rural poverty in Ilam Province. Statistical population was composed of the members of Agricultural cooperatives who lived in rural areas of Ilam Province (N = 2976). Sample size was estimated to ... ادامه

سال:2017

لینک به محتوا با زبان هدف

نوع سند: Article

0 دانلود

13 بازدید

مشاهده/دانلود

Application of Hybrid Data Mining Model (Genetic Algorithm-Wavelet-Deep Neural Network-Monte Carlo Method) for Forecasting the Price of Agricultural Products: A Case Study of Future Price of Saffron in Agricultural Commodity Exchange

کلیدواژه: Forecasting, Future Price of Saffron, Genetic algorithm, Wavelet Theory, Deep learning Neural Network, Monte Carlo Method

نویسندگان: Heydari Reza, Haj Seyed Javady Seyed Mohammad Reza

ناشر: اقتصاد کشاورزی و توسعه - Journal of Agricultural Economics and Development

The price forecasting and its changes trend is one of the most important factors in decision making and formulating strategies related to Agricultural products. This study aimed at presenting a hybrid data mining model for accurate price forecasting of Agricultural products, including nonlinear mode... ادامه

سال:2023

لینک به محتوا با زبان هدف

نوع سند: Article

3 دانلود

12 بازدید

مشاهده/دانلود

Corporate Governance and credit Risk in the Iranian Banking Industry

کلیدواژه: Banking Industry,Credit Risk,Corporate Governance,Tehran Stock Exchange

نویسندگان: Akbarian Saber, ANVARY ROSTAMY ALI ASGHAR, REZAEI NADER, ABDI RASOOL

ناشر: - Journal of Money and Economy - Journal of Money and Economy

The primary purpose of this research is to investigate the impacts of corporate governance on credit risk in the Iranian banking industry. The sample consists of 20 banks listed on the Tehran Stock Exchange during 2011-2016, using panel data. In this research, credit risk and corporate governance ar... ادامه

سال:2019

لینک به محتوا با زبان هدف

نوع سند: Article

2 دانلود

9 بازدید

مشاهده/دانلود

Investigating the Role of Business Ethics and Personal Values in Corporate Social Responsibility among Agricultural Enterprises

کلیدواژه: Corporate Social Responsibility,Value,Ethics,Enterprise,Agriculture

نویسندگان: AKBARI MORTEZA, FAHAM ELHAM

ناشر: تحقیقات اقتصاد و توسعه کشاورزی ایران - Iranian Journal of Agricultural Economics and Development Research

This study aimed to investigate the role of business ethics and managers’ personal values in the corporate social responsibility among enterprises. It was conducted in five provinces including Kermanshah, Fars, Zanjan, Markazi, and Kohgiluyeh and Boyer-Ahmad, among 150 Agricultural enterprise... ادامه

سال:2016

لینک به محتوا با زبان هدف

نوع سند: Article

0 دانلود

10 بازدید

مشاهده/دانلود

The optimum size of rotating qarḍ ḥasan savings and credit associations

کلیدواژه: Microfinance ؛ Optimum size ؛ Qard contract ؛ QHA ؛ ROSCA

نویسندگان: S. K. Sadr

ناشر: ISRA International Journal of

Purpose – Several indigenous credit and savings schemes have been accredited recently in developing countries for the benefit of households and entrepreneurs alike. Famous among them are the Rotating Savings and credit Associations (ROSCAs) that exist in almost all continents currently. The rapid de... ادامه

سال:2017

لینک به محتوا با زبان هدف

نوع سند: Article

102 دانلود

186 بازدید

مشاهده/دانلود

Effects of Organizational Justice and Commitment and Islamic Work Ethics on Staffs’ Productivity in Agricultural Jihad Organization

کلیدواژه: Organizational Justice, Organizational Commitment, staffs’ productivity, Islamic work ethics, Human Resources Management

نویسندگان: Ataei Poria, Karimi Hamid

ناشر: تحقیقات اقتصاد و توسعه کشاورزی ایران - Iranian Journal of Agricultural Economics and Development Research

The main aim of this study was to investigate effects of organizational justice and commitment and Islamic work ethics on Agricultural Jihad staffs’ productivity. Research population was including 285 staffs from Jihad organization that 145 staffs were selected as samples through simple random sampl... ادامه

سال:2024

لینک به محتوا با زبان هدف

نوع سند: Article

4 دانلود

12 بازدید

مشاهده/دانلود

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